Financing for Your Sunroom & Patio Project
Turn your dream room into reality without paying it all up front. Through our partner HFS Financial, you can prequalify in minutes for low fixed-rate financing — with no impact to your credit score.
Flexible Payment Options
Beautiful Outdoor Living, On a Budget That Works for You
A new sunroom, patio room, or patio cover is one of the best investments you can make in your home — and it doesn't have to wait. We've partnered with HFS Financial to give our customers fast, flexible, low-rate financing on projects of every size. Borrow up to $450,000 with fixed rates as low as 7.8% and terms from 1 to 30 years, so you can choose a monthly payment that fits comfortably within your budget.
Why Customers Love It
Financing Made Simple
Low Fixed Rates
Market-leading fixed rates starting at 7.8% — locked in for the life of the loan, so your payment never changes.
No Home Equity Required
These are personal loans — no equity, no appraisal, and no lien on your home. Renters and homeowners alike can qualify.
Same-Day Qualification
Prequalify in minutes with instant loan options. No lengthy paperwork or weeks of waiting.
Won't Impact Your Credit
Checking your rate is a soft inquiry — it will not affect your credit score in any way.
No Prepayment Penalties
Pay your loan off early whenever you want. There are never any penalties or hidden fees for doing so.
Funded Within 48 Hours
Once approved, funds are typically deposited within 48 hours so your project can get started fast.
$494.10/mo
Example: a $60,000 loan at a 7.8% fixed rate (8.08% APR) over 20 years — 240 payments of $494.10. Your actual rate and payment depend on your credit, loan amount, and term.
See My Personalized RateHow It Works
Prequalify in 4 Easy Steps
Inquire
Tell us how much you need. Same-day answers with no impact to your credit score.
Get Prequalified
View your instant loan options and choose the terms that fit your budget.
Verify
Securely upload a few documents to confirm your information.
Get Funded
Receive your funds within 48 hours of approval and start your project.
Financing Questions
Frequently Asked Questions
Qualified applicants can borrow up to $450,000 with terms ranging from 1 to 30 years. Most sunroom, patio room, and patio cover projects fall well within these limits, and you only borrow what you need.
No. Checking your rate is a soft credit inquiry and has no impact on your credit score. A score is only affected later if you choose to move forward with a full application.
No. These are unsecured personal loans, so no home equity, appraisal, or lien is required. Approval is based primarily on your credit and income.
Prequalification takes just minutes, and once you are approved and verified, funds are typically deposited within 48 hours.
No. You can pay your loan off early at any time with no penalties or hidden fees.
Financing is provided through HFS Financial, a financing marketplace (NMLS #1680766) that matches you with the best offer from its network of trusted third-party lenders. HFS Financial is not itself a lender. All rates, terms, and approvals are subject to lender requirements.
Financing is provided through HFS Financial (NMLS #1680766), a financing marketplace that connects applicants with third-party lenders. HFS Financial is not a lender. All loans are subject to credit approval; rates, terms, and the maximum loan amount vary by lender and applicant qualifications. The figures shown above are illustrative examples and are not an offer or guarantee of credit. Premium Sunrooms Construction does not provide financing directly and is not responsible for lending decisions.
OUR QUOTE PROCESS
Schedule
Fill out a quick form or call to schedule your no-obligation quote.
Measure
One of our certified estimators will visit to measure for your project.
Quote
You'll have all the info and pricing to make an educated decision.
or call 951-634-7776